Earn up to 2.25% interest on your cash

Fuxion Access is Europe's leading investment platform for earning regular passive income, with over €600 million in assets under management for more than 500 000 registered users. 

We created Fuxion Access so you can get more out of your money by earning regular income from investing. With a single platform, you can diversify your portfolio across a broad selection of assets, from loans and bonds to ETFs, real estate, and money market funds. We believe in offering investors the choice to automate their portfolio, or to hand-pick investments. 

Fuxion Access has earned multiple industry awards since its founding in 2014, including five consecutive AltFi People's Choice Awards.
 

Investment firms like Fuxion Access are subject to financial regulation. In the EU, this includes MiFID II and other applicable regulations. This supervision provides additional protection for investors by making sure financial institutions follow established rules and requirements. In this regulated environment, investors benefit from additional layers of protection and transparency.

• Fuxion Access is required to hold investors’ financial instruments and uninvested funds separately from its own assets.
• The investor compensation scheme protects investors by providing compensation if Fuxion Access fails to return financial instruments or funds to investors.
• Fuxion Access is required to safeguard investors from taking on excessive risk by assessing their individual situation.
• Investors are provided with in-depth information that aims to help them make well-informed investment decisions.

Our platform is designed around the idea of building a passive income stream from your investments, whether it’s in loans, bonds, or real estate. We also offer ETF portfolios for building long-term wealth, and Smart Cash as a better way to manage your cash on a single platform.

If you want to create an account, simply click Create account on our website or in the Fuxion Access app and follow these easy steps:

1. Choose your account type – individual or company.
2. Fill in your personal or company details, provide an email address where we can contact you, and select your country of residence.
3. Choose a password.
4. You’ve created an account! Before you start investing, you’ll need to tell us a bit about yourself so that we can verify it’s you and make sure our products are suitable and appropriate for you.

Your return depends on the performance of the assets in your portfolio. We focus on high-yield investments that generate passive income so that you can see your money grow from day one.

Passive income investing is an investment strategy focused on generating regular income. It typically involves allocating capital to assets that yield recurring returns over time. This strategy can be appealing for investors seeking financial independence or a steady income stream without being tied to active work.

Common forms of passive income investing include loans, bonds, rental properties, and dividend stocks.

Fuxion Access offers several asset classes that generate passive income: 

• Loans can diversify your traditional investment portfolio with an alternative, less correlated asset class that offers an attractive return potential. On Fuxion Access it’s easy to build a diversified portfolio of loans that includes different lending companies, geographies, and sectors on a single platform.
• Bonds offer a predictable income stream from interest payments (a.k.a. “coupon”) that investors can expect to receive in regular intervals. They are generally considered less volatile than stocks, meaning their price tends to not change as often and as much as the price of a stock in the short term. Bonds can also offer important diversification opportunities for investors who already invest in other asset classes.
• Real estate investing on Fuxion Access offers a unique opportunity to access the real estate market with a low entry barrier, enabling you to diversify your investment portfolio. These investments can provide regular income from rent payments and the potential for capital appreciation, all while mitigating the direct complexities and high costs associated with owning physical property. It's an efficient way to tap into the benefits of real estate investment, including potential protection against inflation and the chance to earn from market growth, without the need for significant capital upfront or dealing with the hands-on management of property.
• Smart Cash can be a great solution for people who like to hold cash without losing out on return potential. With up to 2% interest,¹ you get more out of your cash compared to overnight bank deposits. Plus, you can withdraw your money same-day, with no fees or penalties, providing you with the flexibility to adjust to changing needs.

When you invest in one of the asset classes that generate regular income on Fuxion Access—loans, bonds, real estate, and Smart Cash—interest on your investments will start accruing from day one. The accrued interest will be paid out to your Fuxion Access account in regular intervals, depending on the investment. The more you grow your portfolio, the larger your income stream can be.